The payment services sector continues to grow, supported by the government’s broader economic growth and innovation strategy. Ministers have been clear: payments, fintech and digital finance are central to the UK’s competitiveness — and reducing unnecessary regulatory burden is a strategic priority. 

Think Operational Resilience is just for Banks? If you are a Payments Service Provider, think again! The FCA is turning its focus to PSPs, and they’re ready to test how well your resilience framework really works.

Stablecoins: From Speculation to Payment Instrument? What the FCA’s New Regime Means for PSPs & EMoney Firms

PSD3 & UK Payments: 3 Things Firms Need to Act on Now

A significant overhaul of the safeguarding requirements for Authorised Payment Institutions (APIs) and Electronic Money Institutions (EMIs) is on the horizon.

The FCA plans to speed up the authorisation process for firms and individuals to help support UK growth whilst maintaining robust checks.

We explore some key changes that lie ahead following the publication of the FCA's 2025-2030 strategy.

The FCA has recently published a consultation paper (CP24/20) regarding proposed changes to the safeguarding rules for payments firms and e-money firms.

With the transition period coming to a close and no certainty of any form of agreement, both the FCA and firms have had their work cut...

A portfolio strategy letter was sent to the CEOs of payment institutions (PIs) & e-money institutions (EMIs) highlighting 6 key action areas

The FCA is to survey 13,000 firms on the financial impact of Covid-19 including payment services, e-money, consumer credit, custodians, p2P platforms, advisers and wealth managers.

The FCA wants to bring in new rules as soon as possible to help to safeguard customers' funds that are held with payment and e-money institu